Gabriela Morales is an associate in the firm’s Banking and Financial Services department. She handles regulatory, compliance, corporate and transactional matters for all types of financial institutions. This includes providing advice on issues such as truth-in-lending, truth-in-savings, the Real Estate Settlement Procedures Act (RESPA), electronic banking, and New York State banking laws and regulations.
Gabriela routinely deals with state and federal regulatory agencies such as the New York State Department of Financial Services, the Office of the Comptroller of the Currency, the Consumer Financial Protection Bureau and the National Credit Union Administration on behalf of the firm’s clients. She also frequently advises financial institutions on bank operations, including reviewing subpoenas, restraining notices, powers of attorney and trust agreements.
Gabriela also represents landlords in commercial lease transactions.