John T. Curran is a partner in the firm's Banking and Financial Services department, representing lenders in most every aspect of financial transactions, with broad and extensive experience in financing commercial real estate including mixed-use properties, commercial office buildings, hotels, multi-family housing and shopping centers. John’s broad expertise extends to construction lending and syndicated facilities as well as transactions with derivative components (e.g., swaps and caps) with broad experience in non-traditional areas such as credit support documents for letters of credit. John has led major institutions in transactions and closings throughout New York and approximately 20 other states across the country. His experience extends to commercial condominiums, cond-ops, and leasehold estates as well as to non-real estate lending (such as co-op secured transactions). He has guided major financial institutions in establishing full-service real estate lending programs in various regions across the country, in places such as Florida, the midwest and the west coast (California), acting as a liaison between the local counsel and the firm’s lending clients.
In addition to his transactional practice, John provides the firm’s lending clients with comprehensive, detailed advice on commercial loan documentation (including commitment letters, notes, mortgages and loan agreements) as well as all types of credit supporting documentation, such as guarantees and environmental indemnities.
With a career spanning many decades which have seen several turns of the real estate cycle, John’s background includes broad and significant experience in loan workouts and restructurings, mortgage foreclosures, and mortgage enforcement, having represented numerous lenders in note sales (individual and bulk), deeds-in-lieu of foreclosure, short sales, and REO sales. John’s expansive experience with distressed loans provides the Firm and it clients with a unique and comprehensive perspective on loan documentation and the necessary provisions to protect lenders and facilitate asset recovery or asset transfers.
John has guided the Firm’s lending clients through numerous loan asset purchases and asset sales. He assembles and guides teams reviewing loan packages for purchase. He provides guidance and representation on participations (sale or purchase of participation interests) and leads teams which facilitate the review and analysis of loan packages, including loan sales intended for further securitization in the capital markets.
Throughout his career, John has litigated many cases on behalf of the firm's banking clients, including title claims, account disputes, receivership matters, landlord-tenant disputes, and contract disputes. His experience extends to the appellate level, and he has successfully represented numerous clients in state and federal appeals.